Equipment Financing

A smart funding solution designed to help your business quickly acquire, upgrade, or replace essential equipment without straining your cash flow.

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who is Equipment Financing best suited for?

This type of financing uses the equipment as collateral, making it a secured loan option. Whether you need the latest machinery, technology, or vehicles, equipment financing empowers your business to keep pace and operate efficiently while preserving your working capital.

Equipment Financing Requirements:

  • 650+ credit score.
  • Minimum time in business: 2 years.
  • Minimum asset value: $15,000.
  • Terns varies from 36-60 months.
  • Appraisals document for the equipment.
  • Trucking businesses must have a minimum of 2 years in business, and a fleet size of 2+, and the minimum dollar amount required for titled deals is $30k.
  • Restaurants must have a minimum of 5 years in business.

Restricted Industries/Company Types:

  • Gym/Fitness.
  • Laundry/Dry Cleaning.
  • Vending Machines.
  • Inventory.
  • Salons/Beauty/Spas.
  • Non-Medical (Lasers/Holistic.)
  • Oil and Gas.

what are the benefits Equipment Financing?

Equipment financing can be a smart solution for businesses that need to grow without draining cash reserves. From preserving cash flow to accessing the latest technology, this option helps you stay efficient, competitive, and ready for what’s next.

Preserves Cash Flow

Equipment financing allows businesses to acquire essential tools and machinery without dipping into working capital, keeping cash flow steady for other operational needs.

Collateral-Based

Since the equipment serves as collateral, it often leads to more favorable loan terms and easier approval, especially for small businesses.

Flexible Terms

Many equipment financing options offer adjustable repayment schedules and term lengths.

Quick Access to Upgrades

Equipment financing lets businesses upgrade to newer or more efficient technology when needed, staying competitive and efficient without waiting on extensive capital.

how does the Equipment Financing
process work?

To get started with easy Equipment Financing, follow these steps:

  • 1 Complete application
  • 2 Invoice ($15K/$30K titled minimum.)
  • 3 Three most recent business bank statements
  • 4 Writeup with equipment use case
  • 5 Full financial package* might be required
  • 6 Once pre-approved you will be able to discuss the next steps, rates, terms, and expectations

*Full financial package: 2 years of business tax returns, 2 years of personal tax returns, 3 months of bank statements, personal financial statements, and current debt schedule and interim financials.

Start your application today

It takes less than 5 minutes to see what's possible for your business.
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